Some products in the market have certain defects or hazardous components that endangers their consumers. The reason why they were made available despite having harmful effects has little to no explanation. But, the most probable cause could merely be the negligence of the manufacturing companies. Regardless if the risks of a product is intentional or not, the company who made it must face a product liability lawsuit. But before that, you have to prove a product’s harmful elements. What you need for that is a product liability checklist. So, here, we’ll offer you nine product liability checklist templates that you can use. After that, we’ll discuss with you what a product liability checklist is about.
8+ Product Liability Checklist Templates in DOC | PDF
1. Product Liability Checklist in DOC
2. Product Liability Claim Checklist Template
3. Product Liability Checklist in PDF
4. Product Liability Insurance Checklist Example
5. Product Liability Checklist Example
6. Sample Product Liability Checklist Template
7. Product Liability Self Evaluation Checklist Template
8. Basic Product Liability Checklist Template
9. Simple Product Liability Checklist Example
What Is a Product Liability Checklist?
A product liability checklist is a document that a product liability lawyer uses to assess a product’s harmful effects. Any product that causes harm to a consumer’s health, property, or overall well being is subject to a lawsuit. But, both a lawyer and a consumer must evaluate a product first before suing its manufacturer. They have to prove a product’s risks to have a stronger case against the culprit. They can use a product liability checklist as credible evidence. Because a product liability checklist serves as a means for evaluation, you can also consider it as an evaluation checklist.
Product liability cases occur due to the careless risk management practices of some manufacturers. Of course, they have to answer for that. If not, more consumers will be in danger. The main point in filing a product liability case is not to put the manufacturer out of business. The point is to call their attention and pay for damages. Speaking of pay, the coverage of their insurance includes payment for product liabilities. So, this matter doesn’t really hurt their finances that much.
How to Create a Product Liability Checklist
If you encounter products with glaring defects, you have every right to file a legal report against their manufacturing firms. The product liability law is on your side in such matters. For that reason, you should familiarize yourself with the basic steps in preparing a product liability checklist. If you’re a lawyer, you probably already know how to do it. But, revisiting the basics is never a nuisance. So, here are the fundamental steps in creating a product liability checklist.
Step 1: Describe the Product
First of all, you need to describe the product. You can refer to its official product label description. Make sure to include its specs, model type, manufacturing date, expiry date, and other things that emphasize its identity. And most importantly, don’t forget to state the name of the manufacturing company.
This step is crucial so that there will be no confusion. People who’ll be handling the case might confuse the product at hand with other products similar to it. Take note that products nowadays mostly have more or less the same features due to pure competition in the economy.
Step 2: List and Explain the Defects
After describing the product, make a list of every harmful element you found on it. Then, explain the nature of each defect. You can talk about your experiences with the product. That would certainly help your case against it. If you know other people who also experienced the product’s bad quality, you can work with them. They might add other inputs about the product’s hazards.
Step 3: Elaborate on the Product’s Hazardous Effects
The third step is where you’ll be talking about the effects of the product. That said, you can say that it’s the most vital part of the document. Did the product cause physical harm? Did it damage an expensive property? Does it neglect standard safety policy? Those are questions that you must answer in this step. Elaborate as much as you can to prove your allegations against the product strongly. See to it that you have sufficient supporting evidence.
Step 4: Show Visual Evidence If Possible
If possible, it would be excellent if you can show photographs of the product’s hazards. Embed them on the document as visual evidence. Visual evidence can help your case by a mile. For sure, the judge or any authority who’ll adjudicate the case will find the photographs convincing. Everything that you said about the product will have more weight and impact against its manufacturer.
Step 5: Consult with an Expert
Once the document is complete, you must consult with an expert. Look for someone who has the license to assess product safety and quality. He or she will certainly have many things to say about the product, which will further solidify your case against it. If the licensed expert wishes to revise some parts of the checklist’s outline, let him or her do so.
What are the kinds of product defects?
There are three product defects, namely:
- Marketing defects
- Manufacturing defects
- Design defects
What insurances do companies have to face product liability cases?
These are the insurances that companies have to mitigate the adverse effects of liability cases against them:
- Product liability insurance
- Strict liability insurance
- General liability insurance
What country has the largest commercial liability market?
According to a report from the Insurance Information Institute, the U.S. has the largest commercial liability market, as of 2014. The premium volume amounted to $87 billion in total.
All of us have the legal right to file a case against a company that produces harmful products. In doing so, you’re saving other consumers from a lot of trouble. So, if you encounter substandard, hazardous products, don’t hesitate to start formulating a product liability checklist.