50+ Budget Samples, Format & Examples 2023
The reality today is that resources are finite and if people are not careful, abundance will inevitably turn into scarcity. So it’s important to always keep one’s financial behavior in check. Maintaining a good budget is a balancing act between one’s income and expenses. Do you want a healthy relationship with your finances? The budget templates listed in the article can help you get started on your journey towards financial freedom.
To create a budget of your own, follow the following steps:
- Browse through dozens of budget ideas and sample templates.
- Customize it online, download, then print it in your preferred file format.
Whether it’s for household management, business goals, or upcoming events, the first step in attaining financial literacy is knowing the value of saving. Responsible financial management calls for budgeting and regulating one’s spending habits. Eager to get started? Browse through the 50 plus sample budgets below and you’re sure to find one that suits your needs.
1. Business Budget Sample
If you’re operating a business, regardless of the kind of industry, budgeting is key in ensuring that there is no room for overspending or unnecessary purchases. The sample business budget below can help your business organize and monitor your company’s finances.
Use This Business Budget Sample
2. Company Budget Sample
Establishing a company budget will help you keep track of both profit and expense. This sample company budget below contains a detailed breakdown of supplies for a liquor business.
Use This Company Budget Sample
3. Marketing Budget Sample
Marketing involves all kinds of expenses from printing of collateral to social media management. This product marketing budget below divides its worksheet into different sections: product testing and product analysis.
Use This Marketing Budget Sample
4. Corporate Budget Sample
The corporate world can be a complex environment. And having the right budget can help executives navigate and optimize their finances better. The corporate budget below contains a sample breakdown of an organization’s income and expenses.
Use This Corporate Budget Sample
5. IT Software Budget Sample
Information Technology or IT is at the forefront of progress and advancement in today’s world. But even with this promise, companies still need to look after their IT budget and only invest in programs that truly matter.
Use This Annual IT Budget Sample
6. Conference Budget Sample
Participating in meetings, conferences, trade shows, expos, and the like are an important part in business growth. Most companies send employees or executives to represent their organization in various business conferences. And depending on whether you are the organizer or just a participant, a conference budget is still needed for implementation.
Use This Conference Budget Sample
7. Construction Budget Sample
For contractors and real estate developers, a construction budget is one of the first requirements to be established. The sample construction budget below is for a new residential project, and it details the different materials that are needed to build the house.
Use This Construction Budget Sample
8. Freelance Budget Sample
The gig economy is gaining prominence in today’s increasingly globalized and interconnected economy. Freelance work is an option that many people have seemed to embrace. The freelancer budget below lists down various expenses of an independent graphic artist.
Use This Freelance Budget Sample
9. Annual Budget Sample
Many organizations and corporations hold annual stockholder meetings, business summits, or financial reviews. One goal of these yearly gatherings is to review and prepare for the next fiscal year. The sample annual budget below breaks down the typical operating expenses of a solar energy company.
Use This Annual Operating Budget Sample
10. Wedding Budget Example
The simple wedding budget example below breaks it down to sections for ease and convenience. Sample sections include reception, attire, floral and décor, and music.
11. Marketing Budget Example
Creating a marketing budget is essential. Even academic institutions need to oversee their marketing budgets. The example below offers an overview of a school district’s marketing budget.
12. Dance Production Budget Example
Events, including dance productions and concerts, need to establish budgets prior to execution. Production expenditures include fees for choreographers, technicians, artistic directors, and performers.
13. Event Budget Example
The event budget worksheet below divides its expenses into fixed cost and variable cost.
14. Church Budget Sample
Even churches need to budget their finances responsibly. Unlike a business, religious organizations are not profit-oriented. They rely heavily on patronage and community support. The sample church budget below categorizes its worksheet into three: weekly, monthly, and annual.
15. College Budget Sample
College is an important education milestone. However, only some people have the luxury to even proceed to higher learning due to its high cost. And unless it’s sponsored, college is expensive. Keeping to a college budget is crucial to help ease any unnecessary spending and promote frugality.
Use This College Budget Sample
16. Construction Project Budget Sample
Construction projects can be either residential, commercial, or industrial. Regardless of the type of development, all require a project budget prior to construction. It is usually the work of the contractor to draw up the plans for budgeting the needed materials, labor, etc.
Use This Construction Project Budget Sample
17. Department Budget Sample
Every organization has different departments that all play an individual role in an organization’s success. From operations to accounting to marketing, each department is responsible for handling a piece of the company budget awarded to them. The sample department budget below itemizes the various expenses of a typical cosmetic retail store.
Use This Department Budget Sample
18. Event Budget Sample
Event organizers are in charge of not only executing an event, but its planning and post-production phases as well. An important aspect of event planning is creating the budget. For example, the corporate event budget below provides specific items related to vendor requirements.
Use This Corporate Event Budget Sample
19. Expense Budget Sample
As much as we try avoid it, expenses are an inevitable part of everyday life. But that does not mean we can’t do our best to try and regulate our expenses. The expense budget worksheet seen below uses daily tracking and religiously lists down all essential and non-essential costs.
20. Home Budget Sample
Building your dream home will take more than just planning. Budgeting should always be included in the planning and preparation stage. In the case below, a home renovation budget is organized into specific items including labor costs, equipment, etc.
21. Hotel Budget Sample
A lot of people dream of putting up their own hotels. But in order to turn that dream into a reality, you need to be able to come up with a realistic budget. The hotel budget example below shows a construction breakdown of materials, building permits, and other requirements needed to build a hotel.
Use This Hotel Construction Budget Sample
22. Household Budget Sample
Managing a household is not easy, especially if the household size is significant. Raising a family and running the home at the same time is a challenge many parents face. Thankfully, with practical household budget spreadsheets like the example below, you can learn to prioritize and manage your family expenses better.
Use This Household Budget Sample
23. HR Budget Sample
Human Resources is an important department in any organization. Expenses for an HR department can vary but would likely cover compensation, benefits, recruitment, training and development, and other miscellaneous costs.
24. Manufacturing Budget Sample
Manufacturing is a key sector that fuels economic growth in a lot of countries. Producers and manufacturers provide the raw materials that other businesses need. The sample manufacturing budget below breaks down the different costs of a clothing and textile company.
Use This Manufacturing Budget Sample
25. Monthly Budget Sample
If you want to get a head start in your financial literacy journey, you can start by budgeting your monthly expenses. Regardless if you’re living on your own or are raising a family, sticking to a monthly budget can help you prioritize and get your affairs in order.
Use This Monthly Budget Sample
26. Non-Profit Budget Sample
Non-profit organizations tend to veer towards social, cultural, educational, and environmental needs and not so much the economical. A lot of NGOs look to donations and external support for their monetary requirements. So even if profit is not their main concern, these organizations still require financial skills in order to optimize their limited funds.
Use This Nonprofit Program Budget Sample
27. Operating Budget Sample
Operations keep businesses running. And in order to keep operations running smoothly, a steady and reliable budget should be allocated for overhead costs. This simple operating budget below provides the item description, quantity, price and total amount.
Use This Operating Budget Sample
28. Construction Budget Example
Construction budgets need to be divided and organized accordingly. The example below categorizes items into several sections like electrical, plumbing, finishing works, etc.
29. Student Budget Example
International students on foreign exchange trips typically receive allowances from their universities. The sample budget below offers general budgeting guidelines for Europe-bound students.
30. Vacation Budget Example
Plan your vacation minus the guilt! The sample budget below categorizes expenses into different sections like airfare, hotel, meals, and recreation.
31. School Budget Example
A school budget should be inclusive, fair, and transparent. The rule of thumb for most administrators is that those assigned as high priority ought to get the biggest share of the budget.
32. Program Budget Example
It is possible for programs and event organizers to maximize their budgets without resorting to excessive spending. Use the sample program budget below and simply customize it as needed.
33. Quantitative Study Budget Example
The quest for knowledge can sometimes require necessary expense. The quantitative study budget below outlines what needs to be allocated in order to implement their research.
34. Personal Budget Sample
Take a step towards financial freedom by starting small. Use this bi-weekly personal budget template to keep track of your various expenses. Pro tip? Separate your worksheet into two expense categories: essential and non-essential.
Use This Bi-weekly Personal Budget Sample
35. Video Production Budget Sample
This printable budget outlines all the necessary requirements for your video production needs. From labor fees to editing costs to advertising expenses, you can easily adjust and customize your own budget.
Use This Video Production Budget Sample
36. Project Budget Sample
Knowing how to budget is essential in project management. Project managers need to ensure that the proper allocation is afforded to the right need. The sample project budget below is simple and easily customizable.
Use This Project Budget Sample
37. Real Estate Budget Sample
Real estate developers have the responsibility of not just developing land for commercial purposes, but paying the correct wages to labors, suppliers, and contractors. The sample budget below lists down basic real estate development costs.
Use This Real Estate Budget Sample
38. Renovation Budget Sample
Renovations are needed when structures begin to fail or lose their foundation. The sample office renovation budget below breaks down the different repair costs such as electrical wiring, floors, windows, tiles, and other installations.
Use This Office Renovation Budget Sample
39. Restaurant Budget Sample
If you’re a restaurant owner, then you should know keeping a restaurant business afloat is no easy task. The various expenses including overhead costs, restaurant interiors, kitchen equipment, and a steady supply of ingredients. The sample restaurant budget below details each item from the restaurant’s capital.
Use This Restaurant Budget Sample
40. Sales Budget Sample
Ask any salesperson and they’ll tell you that in their fast-paced industry, meeting quotas account for everything. This sample quarterly sales budget shows how much is invested in advertising, marketing, and agent commissions.
Use This Quarterly Sales Budget Sample
41. School Budget Sample
Primary education is one of the most fundamental needs of a child. A school is not only responsible for a child’s formation and development; school administrators also need to make sure that the teachers, staff, and other needs are covered in the school budget.
Use This Primary School Budget Sample
42. Small Business Budget Sample
The growing number of startup companies is an indication that small business can be driving force of economic growth and progress. No matter how small the company, all the more you need to secure your budget and invest only in important matters.
Use This Small Business Budget Sample
43. Startup Budget Sample
Many people believe that startups are the future. If you are an up-and-coming company with big business dreams, one of the basic things you would need is a startup budget. The sample below breaks down the different income sources and expenses of a startup company.
Use This Small Business Startup Budget Sample
44. Student Budget Sample
Being a student can be pretty tough. With academic demands, societal pressures, and even financial problems, it’s always best to know the value of saving when still young. The sample student budget below enumerates the various student expenses such as tuition, transportation, books, meals, school supplies, etc.
Use This Student Budget Sample
45. Travel Budget Sample
Whether it is for business or leisure, many people set travel budgets to ensure that they don’t go overboard with their spending. Common expenses for travel include air fare, meals, accommodation, shopping, and transportation.
46. University Budget Sample
A university is a big community, and running an institution of that size requires diligent financial spending. The sample university budget below outlines various operational costs including wage increases, utilities, and campus maintenance.
Use This University Budget Sample
47. Wedding Budget Sample
Weddings are always a cause for celebration. However, it can also be a potentially expensive event. Sticking to a wedding budget will help a couple avoid overspending on unnecessary expenses.
Use This Wedding Budget Sample
48. Weekly Budget Sample
Creating a weekly budget can help you monitor and improve your spending habits. The simple weekly budget calendar below is versatile, easily customizable and printable.
49. Yearly Budget Sample
It’s important for individuals and corporations alike to regularly review their fiscal year. An annual or yearly budget is usually based on the performance of the previous year. Possible outcomes could be a restructured or modified budget, an increased budget, or no change to the budget at all.
50. Vacation Budget Sample
Just because you’re planning a vacation doesn’t give you an excuse to throw practicality out the window. Even recreation demands some form of moderation. Setting a vacation budget will prevent you from spending excessively and making unnecessary purchases.
Use This Vacation Budget Sample
BUDGET FORMAT
To create your own budget, you only need to prepare enough accurate information aside from the will to start taking your finances seriously. Follow the easy budget format below to get started:
1. Title
You can create a budget using your preferred format, whether that be an Excel spreadsheet or a Word document. Give your budget an appropriate title depending on your need (e.g., Wedding Budget, Weekly Budget Worksheet).
2. Objective
As an introduction, it’s helpful to come up with one or two objectives for your budget. You can refer to this every time you need reminding of why you need to stick to a budget. A sample goal could be as simple as bigger monthly savings.
3. Income
In order to properly allocate your budget, you need an accurate picture of your sources of income. List down all that apply, both active and passive income.
4. Expenses
Dedicate another section entirely for expenses. What items are you spending on or are planning to spend on? List them all down and group them in a particular order to make your budget more organized.
FAQs
What is a simple budget?
A simple budget is a plain breakdown of income and expenses. Your budget is typically a fixed amount that you adjust your spending habits to.
How do you plan a budget?
It takes determination and self-control to set a budget and stick to it. It’s all about crafting a plan on how to spend your income in the most responsible way possible.
What is a budget of income and expenses?
In simple terms, your income is the incoming cash or what you’re earning. Expenses refer to outgoing cash flow or the money you spend.
Why is a budget important?
Keeping to a budget is important because resources are undeniably finite. Also, irresponsible spending and leading an excessive lifestyle will only breed problems.
What is the 70 20 10 rule on money?
The 70 20 10 rule is the idea that 70% of your income goes to spending on both essentials and non-essentials. The remaining 20% and 10% are reserved for savings and donations, respectively.
More in Blog
