11+ Sample Printable Budget Templates
Budgeting refers to the act of setting a plan for your expenses. It is when you balance your expected costs with your actual income. This habit is commonly taken for granted by most people. Some may practice it but not efficiently. Budgeting will allow you to determine whether you have sufficient resources for your expenses. You may also see report samples.
Budgeting will also allow you to have more control over your money. Through planning your budget, you are ensured of having enough extra money for other purposes. With effective printable budgeting, you may be able to prevent yourself from overspending. It could also help keep you away from being in debt.
On our website, we have a big collection of Budget Templates for you to choose from.
Budget Excel Template Bundle
Construction Budget Template Bundle
Sample Budget Report Template
Budget Analysis Template
Budget Report Template
Monthly Budget Worksheet Template
Event Budget Proposal Template
Printable Monthly Budget Template
Printable Household Budget Template
Printable Personal Budget Template
Printable Budget Planner Template
Needs over Wants
When we go out shopping, there will always be a tendency to spend more than we anticipate, and this is not a healthy habit. We should always have a tool to monitor the flow of our resources. We should be familiar with our income, plan our expenses ahead of time, and prioritize on which requires immediate spending.
What are the importance of having a budget plan?
- Control over your income and expenses
- Gives you an idea on where your money is coming from, and where it is going to
- Helps you divide your income for into different areas of expense
- Ensures you of having spare money for emergency purposes
- Helps you anticipate whether you will need to borrow money from others and how much
- Help you save money by setting aside a certain amount that will only be used in case of emergency
If you are someone who has limited resources and want to make the best from your money, then a budget plan is what you need. However, budgeting doesn’t only apply to individuals. It can also be applied to companies and events. Companies have budget plans to be able to profit from their business while preventing the company to go bankrupt.
Here are tips on how to follow you budget plan religiously:
- Always think of the long-term rewards you will be getting from following your plan
- When planning to spend on something, make it a habit to think it over whether you really need it or just want it
- Have more control—don’t use credit cards. Use debit cards instead.
- Involve other people in your budget plan
- Read and educate yourself on how to minimize your expenses on necessities
Now that we have listed down the benefits of budgeting as well as tips on how to budget, you may now start making your own budget plan using our templates.
For more budget templates, you may want to check out Budget Tracking Template and Printable Monthly Budget Template.
Printable Bi-Weekly Budget Template
Printable Family Budget Template
Printable Basic Budget Template
Printable Wedding Budget Template
These templates are easily accessible and downloadable for anyone with good Internet connection. These templates can be downloaded in high-resolution PDF format to assure you of clear and legible quality, especially if printed on paper. These templates are also fully editable to give you freedom in customizing for your own budget sheet.
For even more templates, you may also want to check out Financial Budget Template. If you couldn’t find what you were looking for on this page, scroll down to the bottom and feel free to check out the links to other related templates from our website.