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For one to safeguard themselves or their business against financial loss, it's best to avail of an insurance plan. It is a type of risk management that's generally utilized to protect against the danger of a speculative or unpredictable loss. An Insurance Agency is the company responsible for selling insurance to clients, better known as the insured or policyholder.
In exchange for the insurer's pledge to repay the insured in the case of a covered loss, the insured assumes a guaranteed and known—typically minor—loss in the form of payment to the insurer. The loss might be financial or non-financial, but it must be reducible to monetary terms and usually involves something in which the insured has an insurable interest based on ownership, possession, or a prior relationship. The insured is given a document, known as an insurance policy, that outlines the terms and conditions under which the insurer will compensate them.
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