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Sample Budget Google Docs Templates

Template.net Offers You Free Budget Templates in Google Docs That You Can Use. Whether for Your Magazine Business, Revenue, Business Event, or Just Your Monthly Cash Funds or Savings, We Have Them All. Each Template Also Comes With Sample Content, So You Can Save Time From Having to Create Them From Scratch. Here, We Make Budgeting More Fun. Download Now! See more

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  • Financial experts and advisors always tell us to budget our money, and for good reason. Because if you want to be financially secured, you must follow a budget and spend your money wisely. Want to be a successful entrepreneur? Have a budget. Want to save money on your next travel? Have a budget. In short, if you wish to succeed in life, you should know how to budget your money. Don't know where to start? Check out our Sample Budget Templates in Google Docs. From household budget templates and vacation budget templates to company budget templates, we have everything that you need. And they're all customizable and printable in A4 and US Letter sizes. Create a spending plan today! Download our templates now!

    How To Create A Sample Budget In Google Docs

    According to a study conducted by the Financial Industry Regulatory Authority, only one-third of American consumers find it easy to pay their bills and save money for the future. If you're someone who wants to keep your spendings in check and ensure that your savings are on track, you need to have a budget and make sure that you follow it. And to help you with that, we have provided some tips below on how you can create a sample budget in Google Docs. 

    1. Calculate your Expenses

    Obviously, the first thing you must do is figure out how much exactly you're spending on a daily, weekly, or even monthly basis. To do this, take a look at your bank statements, check your receipts, and review your financial files. 

    2. Determine your Income

    After figuring out how much you need for your expenses each month, determine how much your actual income is. When making a list that shows your income, remember that this should not only include your basic salary but other sources such as monthly child support for single parents. 

    3. Set your Debt Payoff and Savings

    Once you know how much your monthly expenses and income are, you can now set your debt payoff and savings. To set the right amount of money for your debt payoff and savings, subtract your monthly expenses from your monthly income. (Take note that the remaining balance will serve as your savings.) But if the spending is more than the amount you're saving, you will have to cut out some expenses to avoid debt.

    4. Plot your Budget and Record your Spending

    For you to stay within the budget, make sure you record everything on a piece of paper or list it all down via digital means. Provide clear labels and divide the document into separate sections for income, expenses, and savings. To avoid the hassle and save time, choose and download Sample Budget Templates from our website.

    FAQ

  • What Is the 50/30/20 Budget Rule?

      The 50/30/20 budget rule is one of the simplest forms of budgeting, as it doesn't require you to detail your budget into categories. All you have to keep in mind is that 50 percent of your income should go to your needs, 30 percent should be for your wants, while the remaining 20 percent should go to your savings or for paying off debts. 

  • What to Include in Your Monthly Budget?

      1. Income. Aside from your basic salary, this should include your contributions, savings, loans, and debts. 
      2. Rent (For those who are renting an apartment). This will probably be your biggest expense per month. 
      3. Utilities. Provide an estimate of how much do you usually pay for water, electricity, gas, cable and internet, and phone and data each month. 
      4. Food. Remember that cooking at home is cheaper than eating out.
      5. Toiletries. 
      6. Transportation. For commuters, determine how much money you spend going in and out of places. For car owners, factor in your gas expense, car insurance, etc. 
      7. Subscriptions and Memberships. 
      8. Monthly Allowance. This goes for your wants, such as going to the movies or taking a weekend getaway. 
  • How to Use a Template in Google Docs

      1. On your desktop or laptop, open Google Docs using your Gmail account. 
      2. At the top right corner of your screen, click the icon that says 'Template Gallery.'
      3. Locate and click the template you would like to use to open the template on your document. 
  • What Is a Sample Budget Template?

      A sample budget template is a budget that you can look at to get ideas on how your own budget should be. You also have the option to download or print these. 

  • What Is a Budget?

      A budget is an estimation of income and expenses for a given period of time. It's basically a financial plan that will give you an idea as to what you're using your income and help you decide whenever changes to your spending are necessary.