Fha Home Inspection Checklist

Essential Points for Buyers and Lenders


[Your Company Name]


[Your Name]

Inspection Date:



[Property Address]

This comprehensive guide outlines the essential inspection points that buyers and lenders should consider when assessing a property for FHA financing. Follow these instructions closely to ensure a thorough evaluation of the property's condition and compliance with FHA standards.

Checklist Items


Structural Integrity

The inspector will thoroughly assess the foundation, walls, roof, and overall structural stability of the property, looking for any signs of damage, cracks, or sagging.

Safety Hazards

Inspection includes identifying potential safety hazards such as exposed wiring, missing or loose handrails on stairs, uneven walking surfaces, and other risks that could cause injury.

Mechanical Systems

The HVAC (heating, ventilation, and air conditioning) system, plumbing, electrical wiring, and other mechanical systems will be inspected to ensure they are in good working order and meet safety standards.

Water Damage

The inspector will look for signs of water damage, including leaks, stains, mold, or mildew, which can indicate plumbing issues, roof leaks, or poor drainage.


Any included appliances will be tested to ensure they are in proper working condition, including stoves, refrigerators, dishwashers, and water heaters.

Pest Infestation

Signs of pest infestation, such as termite damage, rodent droppings, or evidence of other pests, will be noted, as these issues can cause significant damage to the property.

Health and Safety Concerns

The presence of lead-based paint, asbestos, radon, or other environmental hazards will be assessed to ensure the property is safe for occupancy.

Exterior Condition

The exterior of the property will be inspected for any damage, including siding, roofing, gutters, and drainage systems, as well as the condition of driveways, walkways, and landscaping.

Interior Condition

Inside the property, the inspector will evaluate the condition of walls, ceilings, floors, doors, windows, and any additional interior features for damage or defects.

Overall Property Condition

The inspector will provide an overall assessment of the property's condition, noting any significant issues or areas needing repair or further evaluation.

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