Free AI Loan Agreement Generator

Use tailored legal and financial language to match your organization’s brand tone. Generate loan agreements that sound professional and consistent with your preferred style.

Automatically format loan agreements with correct spacing, alignment, and structure. Improve readability with suggested paragraph styles, headings, and indentations.

Support for personal loans, secured loans, business loans, family loans, installment contracts, and other financial agreements.

Insert ready-to-use clauses for interest rates, default penalties, prepayment conditions, and borrower obligations. Ensure your loan agreement complies with basic legal structure.

Auto-insert names, dates, interest rates, payment terms, collateral clauses, and more based on your input. Customize every detail to suit lender and borrower needs.

Get suggestions for section headers like Repayment Terms, Loan Amount, or Default Conditions to structure your loan agreement clearly and professionally.

Generate loan agreements in over 20 languages including English, Hindi, Spanish, French, German, Chinese, Japanese, Arabic, Portuguese, Russian, Korean, Italian, Dutch, Turkish, Vietnamese, Bengali, Urdu, Thai, Polish, and Indonesian. Ideal for international and bilingual lending use cases.

Use voice commands to start or edit your loan agreement. Just speak the borrower name, amount, or repayment period and let AI build the contract.

Modify fonts, line spacing, heading styles, and alignments. Apply your own branding or preferences to give a unique touch to your loan agreement.

Add your brand’s name, watermark, letterhead, or disclaimer at the top or bottom of the agreement. Ensure consistency across all documents.

Generate loan agreements tailored to individual U.S. states. Automatically apply state laws like interest caps or disclosure rules for compliant lending.

Auto-detect grammar, tone, and legal clarity. Get instant suggestions to improve phrasing or fix ambiguous loan clauses.

Enhance your existing loan agreement by rephrasing or expanding content such as penalty terms or late fee clauses with clarity.

Download loan agreements in PDF, DOCX, TXT, RTF, and more. Ideal for sharing digitally or printing physical contracts.

Invite the lender, borrower, or legal team to view and edit the agreement together. Add comments or suggestions in real time.

Store all versions of your loan agreements safely. Access, edit, and track history anytime with secured encryption and cloud backup.

Translate your complete loan agreement to other languages in one click. Useful for global clients or bilingual contracts.

Share the agreement link or embed it on your website or portal. Enable borrowers to preview or download the file directly.

Insert digital signature sections for borrower, lender, and witness. Enable electronic signing directly in the agreement.

Attach ID proofs, financial statements, promissory notes, or any supporting documents alongside your loan agreement.

Pull borrower data from your saved contact book or form input. Instantly populate fields like address, ID number, phone, and income.

Add intelligent tables that calculate late fees, penalties, or interest hikes when repayments are delayed. Keep agreements transparent and enforceable.

Create tables to list installments, payment dates, penalties, or co-borrower details in an easy-to-read format.

Automatically create a clear summary section outlining loan amount, interest rate, term, monthly payment, and total repayment. Gives both parties a quick overview of the key terms.