Introduction

[Your Name], residing at [Your Address], and [Co-borrower's Name], residing at [Co-borrower's Address], hereinafter referred to collectively as "Affiants," do hereby depose and state as follows:

Statement of Facts

1. We, the undersigned, hereby affirm that we are applying jointly for a [Loan Type] from [Financial Institution].

2. We affirm that the information provided in our loan or credit application, including but not limited to income, employment details, assets, liabilities, and other financial information, is true, accurate, and complete to the best of our knowledge.

3. We acknowledge that any false statements or misrepresentations in our loan or credit application may constitute grounds for rejection of the application, cancellation of the loan or credit agreement, and potential legal action.

4. We understand that the financial institution may rely on the information provided in our application to assess our creditworthiness and determine the terms and conditions of the loan or credit.

5. We further acknowledge that the financial institution may verify the information provided in our application through various means, including but not limited to contacting employers, financial institutions, and other third parties.

Sworn Oath

We affirm that we have read this Joint Affidavit in its entirety, understand its contents, and voluntarily swear to its truthfulness under penalty of perjury.

[Your Name]

[Date]

[Co-borrower's Name]

[Date]

SUBSCRIBED AND SWORN to before me this [Date] day of [Month] at [Notary Public Address]. The parties are personally known to me and they appeared before me. They signed the foregoing instrument in my presence, which they acknowledged to be their free and voluntary act and deed.

[Notary Public Name]

[Notary Public Title]

[Seal]

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