Free Expense Sheet Outline

1. Income Sources
Salary
Investments
Side Hustles
Other Income
2. Fixed Expenses
Rent/Mortgage
Monthly payment for housing costs.
Insurance
Health Insurance
Property Insurance
Life Insurance
Utilities
Monthly payments for essential services:
Electricity
Water
Gas
Internet
Cable
3. Variable Expenses
Groceries
Food and household supplies expenses.
Transportation
Fuel
Public Transport
Car Maintenance
Entertainment
Dining Out
Movies/Streaming
Events
Health and Fitness
Gym Membership
Health Products
Medical Expenses
4. Savings and Investments
Retirement Fund
Emergency Savings
Investment Accounts
Education Savings
5. Debt Repayment
Credit Card Payments
Loan Payments
Mortgage Overpayments
6. Miscellaneous Expenses
Personal Care
Gifts
Charity Donations
Subscriptions
7. Summary
Compile the total income and the total expenses. Calculate the remaining balance or deficit.
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