Job Gap Letter of Explanation for Mortgage Loan

[YOUR COMPANY NAME]

[YOUR COMPANY ADDRESS]

[YOUR COMPANY EMAIL]

May 23, 2050

Ms. Harriet Hughes

17 South Street,

BLACKMANS BAY TAS 7052

Dear Ms. Hughes,

I am writing to explain the gap in my employment history as detailed in the attached application for a mortgage loan. I appreciate your understanding that there are circumstances that are sometimes beyond our control and greatly affect our personal lives. During the period of [START DATE] to [END DATE], I found myself facing an unforeseen health issue.

With medical guidance, I took time away from my job to undergo treatment and subsequently recover. It was a difficult decision to make but one that was necessary for my overall well-being. Since returning to the workforce, I have demonstrated a steady employment history in my current role at [CURRENT COMPANY NAME] for over [NUMBER OF YEARS] years.

I have managed to work my way up to a [CURRENT POSITION] position and my diligence is reflected in my consistent promotions and positive performance reviews. Also, I assure you that my past financial difficulties during my unemployment did not get out of control. I strategically used my savings and feverishly maintained my credit, thus avoiding any damage to my credit score which stands at a healthy [CURRENT CREDIT SCORE].

In light of my recovery and renewed commitment to my career, I feel I am in a secure position to assume a mortgage and make punctual payments. My current financial state, including savings and manageable expenses, as well as my long-term employment, supports this belief. I hope this explains the context behind the gap in my employment record. Should you require any more details, I am open to discussion.

I appreciate your understanding in this matter and look forward to your positive response.

Sincerely,

[YOUR NAME]