Free AI Check Generator

Prompt text or voice our AI generates customizable, editable, free checks in an instant. Ideal for accountants, small business owners, finance teams, freelancers, and administrative professionals. No sign-up is needed. Free, fast, and online.

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Make Checks, Customize Online with Design Editor

Template.net’s Free AI Check Generator simplifies the process of designing and formatting financial checks that look official and accurate. Whether you need personal checks, payroll checks, or vendor payments, our generator creates templates tailored to your requirements. Use the drag-and-drop editor to input names, dates, dollar amounts, routing numbers, or bank logos, and ensure every detail is perfectly aligned. Once finalized, download or print the check directly, or save it to your cloud storage for later use.

Design Custom, Printable Checks for Free

Everything you need to generate secure and polished checks without manual formatting.

AI-Powered Check Template Creation

Simply input your prompt with payment details, and the AI generates a complete check layout. It includes editable fields for date, payee, amount, signature, and memo line.

Multiple Check Types Supported

Generate personal checks, payroll checks, business disbursement checks, or reimbursement slips. Choose the format that fits your transaction type.

Custom Bank and Payee Details

Insert your company name, bank name, address, routing number, and account number. Customize the check to align with your preferred financial institution or internal format.

Drag-and-Drop Check Layout Editor

Use an easy editor to move fields, resize elements, and add placeholders or additional lines. Ensure perfect alignment and a clean layout for print or digital use.

Supports 20+ Languages

Create checks in English, Spanish, Chinese, Hindi, Arabic, Portuguese, Bengali, Russian, Japanese, French, German, Korean, Italian, Turkish, Vietnamese, Urdu, Persian, Polish, Thai, or Punjabi, and many more. Ideal for international payment needs or bilingual formats.

Editable Signatures and Logos

Add digital signatures and company logos to match real-world check designs. Upload your brand assets or use placeholders until final approval.

Auto-Formatting for Dollar Amounts

The check generator automatically spells out the payment amount in words, ensuring formatting accuracy and eliminating errors.

Add Memo Lines and Annotations

Include payment descriptions like "For consulting services June" or internal tracking numbers. Ideal for accountants or finance teams to document transactions clearly.

Export to Multiple Formats

Download checks in PDF, PNG, HTML, or SVG formats. These are suitable for printing, emailing, archiving, or uploading to payroll software.

Cloud Saving with Folder Organization

Save your checks to Google Drive, Dropbox, or OneDrive. Organize templates by project, client, department, or month.

Reusable Templates for Recurring Payments

Turn any check into a reusable template for payroll, invoices, or contract payments. Save time on recurring financial paperwork.

Multi-Check Sheet Formatting

Generate single checks or print-ready sheets for standard check stock paper. Easily adjust margins for printer alignment.

Built-In Security Elements

Add optional void markings, watermarks, or microtext fields to deter fraudulent duplication. Customize security layers without third-party tools.

Real-Time Collaboration with Finance Teams

Share check drafts with other departments or managers for review and approval. Collaborate live within a shared workspace.

Smart Formatting for Bank Compatibility

Ensure your layout fits standard banking requirements and MICR line spacing. Avoid formatting issues with printer-friendly alignment.

Bulk Check Creation

Generate checks for different payees in one session. Ideal for payroll batches or contractor payments.

Add QR Codes or Payment Links

Optionally embed QR codes linking to invoices or receipt confirmations. Helpful for digital payment records and audit trails.

Cross-Platform Editing and Exporting

Create and access check templates on desktop, mobile, or tablet. Export and use them across financial tools and payment systems.

Step 1: Enter Your Prompt & Generate a Check

Type or speak a prompt such as “Check payable to James Lewis for $850, dated Sept. 22, from Bank of Crestview.” The AI will instantly generate a clean check layout including fields for date, payee, amount (both numbers and words), and signature. You’ll see multiple layout styles suited for business or personal use, ready for editing.

Step 2: Edit Bank Details, Layout, and Branding

Open the template in our editor and enter your actual bank name, account number, and routing code. You can also adjust placement, upload your company logo, add authorized signatures, or insert custom fields like check numbers or memos. Use the layout tools to ensure everything is aligned for proper printing or archiving.

Step 3: Export, Print, or Save to Cloud Instantly

Export the finalized check as a PDF, PNG, SVG, or HTML file. You can print it directly on check paper, attach it to digital payment files, or store it in Dropbox, OneDrive, or Google Drive for audit or accounting purposes. Share via link for review or embed it into your payment workflows.

Create Checks in Seconds and Simplify Financial Workflows

Generate Checks That Look Professional
No more clunky word processors or outdated check templates. Our AI builds clean, detailed check layouts that reflect your brand and payment standards. Impress recipients with checks that are accurate, polished, and ready for both digital and print use.
Customize for Any Department or Transaction Type
Use different formats for HR payroll, vendor reimbursements, or executive disbursements. Maintain formatting consistency across every check to ensure a professional appearance. Each department can generate checks tailored to its workflow without needing design expertise.
Export and Distribute Without Hassle
Download, email, or print checks in secure formats and save them to cloud storage. Share with bookkeepers, clients, or staff—all in just a few clicks. You can even generate and send multiple checks in one session to save time on payment runs.
Stay Organized Across Projects and Clients
Group checks by company, region, or campaign using our built-in folder system. Reuse templates, manage batch creation, and streamline monthly accounting workflows with smart folders. Keep track of revisions and approvals without juggling multiple files or software.

Check FAQ

What is a check in this context?

A check is a financial document that authorizes a bank to pay a specified amount from the issuer’s account to a payee. It includes key details such as date, payee name, dollar amount (in numbers and words), bank information, and signature.

How do I generate a check using AI?

Just describe your payment using a short prompt such as “Check for $1,500 to Acme Supplies, dated August 10”—and the AI creates a full, editable check layout. You can then customize bank info, layout, and download it instantly.

Is the generator free to use?

Yes. Template.net’s AI Check Generator is completely free to use. No sign-up is required to generate, edit, or export checks.

What file formats can I download my check in?

Checks can be exported in PDF, PNG, SVG, or HTML formats. These formats are ideal for printing, digital records, or secure file transfer.

Can I generate checks in different languages?

Yes. The generator supports English, Spanish, Chinese, Hindi, Arabic, Portuguese, Bengali, Russian, Japanese, French, German, Korean, Italian, Turkish, Vietnamese, Urdu, Persian, Polish, Thai, or Punjabi, and more.

What information should a check contain?

A check should include the date, payee name, payment amount (numeric and written), bank name, routing and account number, signature, and optional memo. Our templates include all standard sections by default.

What are the standard sizes for printed checks?

The standard check size is 6 × 2.75 inches for personal checks and 8.5 × 3.5 inches for business checks. Multi-check formats like 8.5 × 11 inches (3 checks per page) are also supported and customizable in the editor.