Insurance Agent Job Description Duties
Job Title: Insurance Agent
Job Summary: We are seeking a motivated and customer-focused Insurance Agent to join our team. In this role, you will work with clients to provide them with insurance solutions tailored to their needs, helping them secure their financial futures. You’ll assess client requirements, recommend suitable policies, and maintain strong client relationships while achieving individual sales targets.
Duties and Responsibilities:
Advise clients on insurance needs and recommend tailored policies.
Sell various types of insurance, including auto, life, health, and property policies.
Build and manage a client portfolio using networking, referrals, and marketing.
Clarify coverage, premiums, and benefits for client understanding.
Process insurance applications and claims in an efficient, timely manner.
Regularly follow up with clients to assist, renew, and support.
Stay updated on regulations, products, and policies.
Collaborate with underwriters to assist clients in obtaining appropriate coverage.
Meet or exceed sales targets through effective prospecting and lead generation.
Maintain accurate records of client interactions, transactions, and policy details.
Qualifications:
HS diploma or equivalent required; Bachelor’s in Business, Finance, or related field preferred.
Valid state insurance license(s) in life, health, auto, or property, as required.
Proven sales experience in insurance or a related field is an advantage.
Strong knowledge of various insurance products and coverages.
Skills and Competencies:
Excellent communication and interpersonal skills.
Strong negotiation and problem-solving abilities.
Customer-oriented with a commitment to helping clients meet their insurance needs.
Detail-oriented with strong organizational skills.
Proficiency in using CRM software and Microsoft Office Suite.
Work Environment:
Office setting with occasional travel to meet clients.
Flexible work hours, including potential evenings and weekends to accommodate client schedules.
Compensation and Benefits (optional):
Competitive base salary with commission and performance-based bonuses.
Health, dental, and retirement benefits.
Professional development and training opportunities.
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