Free Legal Property Title Checklist

Verify the property’s legal description

Confirm the address matches all legal documents.

Check for accurate boundary descriptions.

Cross-check parcel numbers with local records

Review any recent surveys or maps of the property.

Confirm the name(s) of the current owner(s)

Verify the chain of title for any ownership discrepancies.

Ensure all prior transfers of ownership are recorded.

Check for any unresolved disputes regarding ownership.

Check for outstanding mortgages on the property

Review records for any tax liens.

Identify any judgment liens or creditor claims.

Verify the release of previously satisfied liens.

Check for mechanics’ or contractors’ liens.

Identify all easements granted or retained on the property

Confirm the purpose and scope of easements (utility, access, etc.)

Review any deed restrictions or covenants.

Check for zoning regulations affecting the property.

Note any rights-of-way or public access restrictions.

Verify that property taxes are paid up to date

Review the tax assessment history for accuracy.

Check for any unpaid special assessments or fees.

Confirm property tax classification and exemptions (if applicable)

Obtain a copy of the existing title insurance policy

Review the title insurance for coverage and exclusions.

Check for any unresolved exceptions listed in the policy.

Verify that a new policy will cover the buyer’s interests.

Identify any pending lawsuits or legal disputes involving the property

Check for recorded notices of lis pendens (pending litigation)

Verify resolution of any prior disputes or claims.

Confirm access to utilities (electricity, water, gas, sewer, etc.)

Review utility easements for any restrictions.

Verify the property has legal access to public roads.

Check for any environmental hazards (e.g., contamination, flood zones)

Verify compliance with environmental regulations.

Review any reports from environmental assessments.

Verify that all documents are properly recorded

Confirm no unresolved title issues remain.

Ensure all parties involved have signed the necessary documents.

Prepare a final title report for the client.

Store all documentation in a secure and accessible location.