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6+ Annual Budget Templates

Money comes, money goes. There’s always a circulation of money in everything. People will work to earn money and then spend these on things that they both want and need. Businesses, on the other hand, earn money from their clients and customers, and then pay their workers in the form of salaries. There should always be a balance between the amount earned and the amount spent because you never want to spend more than how much you are earning.

And this is where budget plans come into play. It serves as a guide for people to predetermine their income and expenses to avoid mishandling their money. Budget plans can be used by individuals, a group of people such as families, organizations, and even businesses. And to help you plan your budget, we have a collection of budget template samples for you to use.

Sample Annual Budget

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Size: 61.1KB

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Small Business Annual Budget Template

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  • PDF

Size: 1.3MB

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Household Annual Budget Template

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  • PDF

Size: 51KB

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Department Annual Budget Template

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Size: 8.9MB

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Annual Training Budget Template

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Size: 152.6KB

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What Is Budgeting?

Budgeting refers to the act of setting a plan for your expenses. It is when you balance your expected costs with your actual income.

This habit is commonly taken for granted by most people. Some may practice it but not efficiently. Budgeting will allow you to determine whether or not you have sufficient resources for your expenses.

How Important Is It to Have a Budget Plan?

  • Budget plans give you control over your income and expenses.
  • Budget plans give you an idea on where your money is coming from and where it is headed.
  • Budget plans can help you divide your income for different areas of expenses.
  • Budget plans will ensure you of having spare money for emergency purposes.
  • Budget plans can help you anticipate whether you will need to borrow money from others and how much.
  • Budget plans can help you save money by setting aside a certain amount that will only be used in case of emergency.

Tips on Effectively Following Your Budget Plan

Following through on your set budget is never a difficult task. You might have some immediate needs and wants for the time being, but budgeting helps you save up for rainy days.

Here are some tips we offer on keeping a tight budget:

  • Always think of the long-term rewards you will be getting from following your plan.
  • When planning to spend on something, make it a habit to think it over whether you really need it or can simply do without it.
  • Involve other people in your plan.
  • Read and educate yourself on how to minimize your expenses on necessities.

If you wish to make use of a budget plan for personal use, you may want to check out our collection of Personal Budget templates. But for more templates to choose from, you may also want to check out our collection of Financial Budget templates.

Annual Operating Budget Template

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  • PDF

Size: 972.5KB

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Annual Family Budget

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  • PDF

Size: 167.7KB

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With all these templates available on our website, there’s no excuse for not being able to make use of a budget plan. You can download any of these templates for free. You can choose to download it either in Doc, Docx, or in high resolution PDF format to assure you of clear and legible prints. These templates are also fully editable to give you the freedom to make the necessary changes that fit your preferences.

You may also want to check out our other collection of Yearly Budget templates. But if you weren’t able to find what you were looking for on this page, scroll down to the bottom of the page and check out the links to other related contents found all around our website.

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