Credit Decline Letter
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CREDIT DECLINE LETTER
[DATE]
Dear [RECIPIENT NAME],
On behalf of [YOUR COMPANY NAME], I would like to inform you that your application for a new credit card under your name has been declined after deliberate consideration of your credit documents by our agency.
While we appreciate your application for the credit, your credit score tells us not to take a chance offering you credit as of the moment. Several entries on your credit report show payments which are over 30 days delinquent.
We recommend that you work on improving your credit score first. We will be more than happy to offer your assistance on this matter. We invite you to re-apply after you have all your accounts settled and in order. We hope that this does not affect our business relationship and we hope to continue doing business with you in the future.
Thank you very much.
Regards,
[YOUR SIGNATURE]
[YOUR NAME]
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