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Payment is a voluntary tender by one party (such as an individual or company) of money or its equivalent or valuables to another in return for, or to satisfy a legal obligation, the goods or services rendered by them. The payer is usually called the party making a payment, while the payee is the party receiving the payment.
Payments may be carried out in a variety of ways, such as through the usage of cash, checks, debits or credit cards, or bank transfers, or through the transfer of something of value, such as inventory, or the exchange of one good or service for another by using barter. In general, the payee is free to decide what payment form he or she will accept; while laws usually require the payer to accept the legal tender of the country up to a specified limit. Unless otherwise decided by the parties, payment is most generally made in the local currency of the payee. Payment in a particular currency requires a separate foreign exchange trade. The payee may give a discount or compromise on a debt, accepting a partial payment in full settlement of a debtor's obligation. Payments are usually followed by an invoice or bill, which is given after the delivery of goods or services, but in some industries (such as travel and hotels), pre-payments are becoming more common.
Browse through a collection of professional payment templates that have been designed just for you. Download options are available in Sheets, Excel, and a variety of other formats.