Free Installment Agreement

This Installment Agreement (“Agreement”) is made and entered into as of January 1, 2050 (“Effective Date”) by and between:
Creditor:
[Your Company Name]
Address: [Your Company Address]
Phone: [Your Company Number]
Email: [Your Company Email]
Debtor:
John Doe
Address: 456 Maple Street, Los Angeles, CA 90001
Phone: (555) 987-6543
Email: johndoe@email.com
1. AMOUNT OWED
The Debtor acknowledges that they owe the Creditor a total sum of $12,000.00 (“Total Amount Due”) as of the Effective Date.
2. PAYMENT TERMS
The Debtor agrees to repay the Total Amount Due under the following terms:
Installment Amount: $500.00
Payment Frequency: Monthly
Due Date: Payments are due on the 1st of every month beginning February 1, 2050.
Number of Payments: 24 payments
The final payment date shall be January 1, 2052.
3. PAYMENT METHOD
Payments shall be made via:
Cash
Check
Bank Transfer
Other: Online Payment Portal provided by Creditor
Payments shall be sent to the Creditor at the following account:
Bank Name: First Global Bank
Account Number: 1234567890
Routing Number: 987654321
4. LATE PAYMENTS
If the Debtor fails to make a payment by the due date, a late fee of $25.00 shall be applied. Additionally, interest shall accrue on the unpaid balance at a rate of 1.5% per month until paid in full.
5. PREPAYMENT
The Debtor may prepay the outstanding balance in full at any time without penalty.
6. DEFAULT
If the Debtor defaults by failing to make two consecutive payments, the Creditor may declare the entire remaining balance immediately due and payable.
7. GOVERNING LAW
This Agreement shall be governed by and construed in accordance with the laws of the State of California.
8. SIGNATURES

John Doe
[Your Name]
[Your Company Name]
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Manage payments effectively with Template.net’s Installment Agreement Template. Customizable and editable, this template outlines clear terms for scheduled payments. Editable in our AI Editor Tool, it’s ideal for businesses and individuals formalizing installment plans. Download it to ensure a structured and professional agreement for your payment terms.
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