Asset Allocation Overview

Assets Included:

Equities - 50%

Bonds - 30%

Real Estate - 10%

Alternative Investments - 10%

Current Allocation:

Equities - 55% 

Bonds - 25%

Real Estate - 10%

Alternatives - 10%

Changes in Allocation:

Increased equities by 5%, decreased bonds by 5%.

Portfolio Returns

Time Period:

[Start Date - End Date]

Total Returns:

Overall portfolio return of 8% for the year.

Returns by Asset Class:

Equities - 10% 

Bonds - 5%

Real Estate - 7%

Alternatives - 9%

Risk Profile Assessment

Risk Tolerance Level:

Moderate

Volatility Measures:

Portfolio standard deviation - 12%

Risk Exposure by Asset Class:

Equities - High

Bonds - Low

Real Estate - Medium

Alternatives - Medium

Benchmark Comparison

Selected Benchmarks:

S&P 500 for Equities

Barclays Aggregate for Bonds

Performance vs. Benchmarks:

Portfolio underperformed S&P 500 by 2%, outperformed Barclays Aggregate by 1%

Analysis of Deviations:

Underperformance in equities due to market volatility and overexposure to tech stocks.

Future Outlook and Adjustments

Market Outlook:

Anticipating economic recovery with moderate market growth. Watching interest rate changes for bond investments.

Strategic Adjustments:

Suggest reducing tech stock exposure and increasing allocation in healthcare and consumer goods. Consider longer-term bonds for stability.

Goals for Next Period:

Achieve a portfolio return of 9%, maintain a moderate risk profile, and improve alignment with benchmarks.