A hardship letter explains by describing some aspects of failure at work. It why and how the owner is facing failure and is selling the mortgaged property at a loose rate. This letter helps the lenders to save their money from any fraud or loss. We have designed a wide range of templates on the subject that can help you to structure your hardship letter, check them out today!

hardship letter

5 Steps to Make a Hardship Letter

Step 1: Keep the Letter Simple

Your hardship letter needs to be framed in clear and simple terms for better communication with the lender. Thus the language used in the letter needs to be comprehensive and polite.

Step 2: Keep It Short

Designing a hardship letter should always be done in a short and precise pattern. For if the letter will be longer than one or two pages the lender would not seem to read it entirely, neither he would be willing to sign it.

Step 3: Describe the Situation

Your situation in the failure of paying the mortgage needs to be described in the letter properly so that the lender would consider it. Thus a clear and sharp description of your financial letter needs to be explained.

Step 4: Make a Request

While you have added your problem and situation, you should make a clear request for any compensation or delay in payment that you need for returning the amount.

Step 5: Summarize the Letter

Summarizing each and every aspect in a single paragraph at the end and making the request again completes the hardship letter. Thus if you are designing one do not forget to summarize the letter.

12+ Hardship Letter Templates

1. Free Hardship Letter

free hardship letter
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  • Google Docs
  • Word
  • Pages

Size: A4 & US

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Structuring a hardship letter in a properly structured format helps to keep a good connection between the parties. If you have delayed in returning the mortgage to the loan officer, this letter template in Word may help you to structure your project data and figures in it. So, download this template today!

2. Free Medical Hardship Letter

free medical hardship letter
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  • Google Docs
  • Word
  • Pages

Size: A4 & US

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This letter template in Google Docs explains the process of writing a hardship letter of the medical field. You can use this template if you need to make a medical hardship letter. This template makes several specifications on the processes and conditions of the project. You can also edit and customize this template if you need to make some more specifications in it.

3. Free Debt Hardship Letter

free debt hardship letter
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  • Google Docs
  • Word
  • Pages

Size: A4 & US

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If you have taken any debt and you are facing a problem in paying it back, this letter template in Pages may help you to structure your hardship letter. You can use this template to structure your project or you can use it to edit and customize it the way your project demands. So grab this template to frame your letter today!

4. Hardship Letter Example in PDF

hardship letter guide templatenwsoma.org
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  • PDF

Size: 673.3 KB

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This template gives an explained description of the format of the hardship letters. If you need to design a hardship letter for your failure in paying back the mortgage, this template might help you in that. This template gives direction o the processes of the hardship letter structuring. So hurry to grab this template in PDF today!

5. Sample Hardship Letter in PDF

sample hardship letterbalancepro.net
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  • PDF

Size: 13.3 KB

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If you are facing a problem in running your business that includes the money from another party on it, you should inform the party at the initial stage. This helps to keep a good relation of trust between the two. This informing process can be done by a written format of a letter, the given sample might help you to form that letter.

6. Sample Hardship Letter Template

sample hardship letter templateptla.org
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  • PDF

Size: 58.5 KB

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This template is a sample file on how to structure a hardship letter. You can use this template to get ideas on the different stages and steps of hardship letter writing. Or you can evolve your existing ideas on the subject by comparing and contrasting them with this. You can also look at our free letter templates to arrive at better-evolved ideas.

7. Standard Hardship Letter Template

example hardship letterkhlegalfirm.com
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  • PDF

Size: 52.9 KB

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There are different formats of designing and framing a hardship letter that depends on the subject matter of the letter. You can use this template to structure your letter in a standard pattern. Or you can have ideas on the standard pattern of framing the hardship letter to create your own design.

8. Mortgage Hardship Letter in PDF

mortgage hardship letterfamilymanagementcc.com
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  • PDF

Size: 66.8 KB

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This letter template in PDF provides you the spacing for describing your mortgage hardships in a formatted manner. You can use this template if you want to frame your project in this pattern or you can have ideas on the different aspects that the template stresses on for designing a hardship letter.

9. Basic Hardship Letter Template

simple hardship letterhighlightrealty.com
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  • PDF

Size: 21.7 KB

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If you are in small business activity and need to address your lender about a certain hardship in your business, this template may help you in that. This template is a basic file on hardship letter designing that provides an apt space for a descriptive letter on the hardships. So, use this template to frame your letter today!

10. Sample Sellers Hardship Letter

sample sellers hardship letterrealtorsfr.org
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  • PDF

Size: 71.4 KB

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If you are in a business that counts another’s investment on it you should give that party a hardship letter at the very beginning of the hardships. This template explains how you can frame a letter of that sort. Use this file to make a friendly letter template between the parties involved.

11. Simple Hardship Letter in DOC

sample hardship letter in docgetlowrate.com
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  • DOC

Size: 4.4 KB

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Framing a hardship letter may differ in its pattern and manner. This depends on the subject matter which pattern it should be designed in. You can use this letter template sample to structure your hardship letter in the simplest way you want. You can also derive several ideas to design different types of letters from this template. So, use this template today!

12. Formal Hardship Letter in PDF

formal hardship lettermortgagereliefproject.org
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  • PDF

Size: 197.4 KB

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If you are writing a formal hardship letter you need to keep certain things in your mind. The structure and code of conduct should always follow a formal pattern in it. You can use this template if you want to frame a formal hardship letter for your project.

13. Hardship Letter Template in DOC

hardship letter template in docfinance.org
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  • DOC

Size: 24 KB

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