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Whether you’re lending money or the one borrowing, you’ll want to have a written agreement first. It’s a promissory note or document that clarifies the type of deal you have and what each party’s involvement is in the transaction. It also spells out the payment details like interest and schedule as well as what happens if the borrower fails to pay the loan. It doesn’t matter if you’re lending to a relative or a friend, it’s important to have a note agreement that ensures you have leverage in case they don’t pay up.
Although a note agreement doesn’t guarantee that you’ll get paid, it will help you clear any misunderstandings and miscommunications between both parties. It can also serve as evidence should you decide to take these issues to court. That’s why it’s important to prepare one that serves your purpose and spells out every detail of your transaction.
If you’re looking for a promissory note template as a starting point, well, look no further! Template.net’s sample note agreements aren’t generic documents for you to fill in - these provide you with a different repayment structure and schedule layout that you can edit and modify based on your specifications and agreed terms. Our templates are professionally-designed and created to help you manage your credits, loans, and other finances.
We have a great selection of printable note agreement samples that you can choose from our website. These are also available in Microsoft Word, PDF, and plain text downloadable files or blank repayment documents that you can fill in with your own details. Download yours now!