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Do you need a budget for your home? As you know, budgeting is so important if you want to save and use your money wisely. Without budgeting, you may end up spending too much than you should. So, start creating your budget with our trove of ready-made Home Budget Templates. Our templates are 100% printable and editable. All you have to do is to change numbers and any other content you want. So, what are you waiting for? Download a template today!
According to the Consumer Expenditure Survey, last 2013, the average income for U.S. households was $63,784. And when it comes to income, families must budget it. Budgeting is essential since it helps a family steer away from spending too much on unnecessary items. So, if you need to make a simple budget today, the tips below will help you.
Before starting your home budget, identify which type you need. Do you need a daily budget? A weekly budget? A monthly budget planner? Choose the budget type that works best for your family.
To start your daily or weekly budget planning, make sure that you're listing your home expenses. Your expenses can include your bills, such as utilities. You should also include your taxes, mortgage, loans, car, healthcare, entertainment, and others. Listing your expenses ensures you that you're not going to forget them.
After that, make sure that you get the sum of your expenses and record it on your budget.
Additionally, make sure that you include your income on your budget worksheet. Your income can include your salary, grants, refunds, coupons, and others. Get the total of your income and subtract your income from it.
Your budget plan's layout is another essential element you should give attention to. It has to be organized well so you can quickly track the category that you need. Make sure that you create a different category for income and for expenses.
You can edit your home budget template on Google Docs, Google Sheets, Microsoft Excel, Microsoft Word, Apple Numbers, Apple Pages, and Adobe PDF. Choose the software that it most convenient for you.
We offer around 415 budget templates that you can use. Our budget templates include different categories that you can choose from. We have budget calendar templates, business budget templates, personal budget templates, monthly budget templates, budget proposal templates, and many more budget templates for you.
Home budget is important because it helps families use their finances wisely, track expenses and income, and achieve their financial goals. Without a home budget, you may have a hard time managing your income.
The 50-30-20 budget rule pertains to a budgeting method that teaches people to use 50% of their budget for their needs, 30% of their budget for their wants, and 20% for their savings.