Free Top 10 States by Average Credit Score (2018–2025) Chart
The chart illustrates the states with the highest average credit scores in the United States from 2018 to 2025, highlighting regions with strong financial health and responsible credit behavior. Minnesota ranks first with an impressive average score of 730, maintaining its reputation for consistent financial stability. Vermont follows closely with 728, while New Hampshire secures third place with 726. Massachusetts holds 723, indicating disciplined credit usage among its residents. South Dakota and Wisconsin each record solid averages of 719 and 718, respectively, showcasing Midwestern fiscal reliability. Washington and Oregon, with scores of 716 and 715, reflect balanced credit management across the Pacific Northwest. Rounding out the list are North Dakota with 713 and Virginia at 710, both maintaining commendable financial standards. Overall, the data demonstrates a trend of improving credit behavior nationwide, with northern and midwestern states leading in consumer financial responsibility.
| Labels | 2018–2025 Score |
|---|---|
| Minnesota | 730 |
| Vermont | 728 |
| New Hampshire | 726 |
| Massachusetts | 723 |
| South Dakota | 719 |
| Wisconsin | 718 |
| Washington | 716 |
| Oregon | 715 |
| North Dakota | 713 |
| Virginia | 710 |
