A budget spreadsheet template is a document indicating one’s total income and expenditure for a given period. The free spreadsheet template is meant for people who wish to plan how they are going to spend their finances. It is created by having two major columns, one for income and the other for expenditure. List all your sources of income and the expected expenses and sum them up. Find out if the two columns are balancing or not. You may like Monthly Budget Spreadsheet Templates. You are encouraged to use a free budget plan template available online in excel sample file format. Once you have downloaded Spreadsheet Templates, fill into the blanks and save it on your desktop.