Free U.S. Top 5 States by Average Credit Score (2015-2025) Chart
The chart highlights the top five U.S. states with the highest average credit scores from 2015 to 2025, showcasing strong financial health and responsible borrowing trends. Minnesota leads with an impressive average credit score near 750, reflecting disciplined financial management and low default rates. New Hampshire follows closely with scores around 745, supported by stable income levels and prudent credit use. Massachusetts ranks third at approximately 740, indicating consistent debt repayment and strong credit awareness among residents. South Dakota records a similar average of 738, benefiting from balanced household debt levels and economic stability. Wisconsin rounds out the top five with an average score of 735, demonstrating steady credit growth and low delinquency rates. Overall, the chart underscores how effective financial planning, low debt burdens, and high repayment reliability contribute to superior credit performance across these states.\
| Labels |
Average Credit Score (2015-2025) |
| Minnesota | 725 |
| New Hampshire | 722 |
| Massachusetts | 721 |
| South Dakota | 720 |
| Wisconsin | 718 |
