Free U.S. Consumer Loan Delinquency Rates (2020-2025) Chart
The chart provides an overview of U.S. loan delinquency rates from 2020 to 2025, revealing a clear and consistent upward trend. The rate began at approximately 2.5% in 2020 and has risen steadily each year. By 2023, the delinquency rate reached around 3.8%, and it is projected to climb to 4.3% by 2025. This shows a continuous increase in the percentage of consumers unable to make their loan payments. The data indicates a growing financial strain on American households, with the delinquency rate increasing by almost 2 percentage points over the five-year period.
