Free U.S. Personal Loan Growth by Income Level (2015-2025) Chart
The chart provides an overview of US personal loan growth by income level from 2015 to 2025, revealing a significant concentration of loan growth among higher-income groups. The highest income group saw the largest total loan growth at $300 billion, far exceeding all other groups. The next income bracket follows with $260 billion, while middle-income borrowers saw an increase of $190 billion. The data shows that the lowest-income group had the smallest loan growth at $120 billion. This trend highlights a financial landscape where higher-income individuals are taking on a disproportionately larger amount of personal debt compared to other groups.
