Free Top 10 U.S. States with the Lowest Average Student Loan Debt (2015-2025) Chart

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The chart highlights states with the lowest student loan debt from 2015 to 2025, showing notable variations in borrowing amounts. Kentucky ranks the lowest with an average student loan debt of USD 29.5 billion, followed closely by Idaho at USD 29 billion and Hawaii at USD 28.5 billion. Florida registers a debt of USD 28 billion, while Arizona follows at USD 27.5 billion. Wyoming records USD 27 billion, and Nevada comes next with USD 26.5 billion, reflecting lower borrowing trends in western states. California, despite its large student population, shows USD 26 billion, possibly due to state-level education support. New Mexico has a total of USD 25 billion, and Utah has the lowest debt in the list at USD 23 billion. These figures underscore states’ differing levels of financial support, tuition structures, and economic factors influencing student borrowing behavior.
 

Labels 2015–2025 Debt (USD billions)
Kentucky 29.5
Idaho 29
Hawaii 28.5
Florida 28
Arizona 27.5
Wyoming 27
Nevada 26.5
California 26
New Mexico 25
Utah 23

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