Free Top 20 U.S. States with the Highest Average Student Loan Debt (2020-2025)
The chart shows how average student loan debt levels across the top 20 U.S. states have evolved from 2020 to 2025, revealing a persistent upward trend. Connecticut remains the state with the highest debt, rising from $38.7K in 2020 to a projected $45K in 2025. New Hampshire follows, climbing from $37.7K to $43.5K. Pennsylvania ranks third, increasing from $35K to $41K, while Rhode Island grows from $34.1K to $40K. States such as Delaware, South Dakota, Georgia, Virginia, and North Carolina also show steady rises, reflecting mounting education costs. Even states with lower average debt—like Wisconsin at $29.3K in 2025—exhibit growth over time. The consistent increase across all states signals growing student financial burdens and reinforces the critical nature of addressing education financing and debt relief strategies in the coming years.
| Labels | 2020 | 2021 | 2022 | 2023 | 2024 (Projected) | 2025 (Projected) |
|---|---|---|---|---|---|---|
| Connecticut | 38.7 | 40.1 | 41.3 | 42.5 | 43.7 | 45 |
| New Hampshire | 37.7 | 38.9 | 39.8 | 41 | 42.2 | 43.5 |
| Pennsylvania | 35 | 36.2 | 37.5 | 38.7 | 39.8 | 41 |
| Rhode Island | 34.1 | 35.3 | 36.4 | 37.6 | 38.8 | 40 |
| Delaware | 33.2 | 34.4 | 35.5 | 36.7 | 37.9 | 39.1 |
| South Dakota | 32.8 | 33.9 | 34.8 | 35.9 | 37 | 38.1 |
| Georgia | 32.1 | 33 | 34 | 35.1 | 36.2 | 37.5 |
| Virginia | 31.5 | 32.6 | 33.7 | 34.7 | 35.8 | 36.9 |
| North Carolina | 30.9 | 31.8 | 32.8 | 33.9 | 34.9 | 36 |
| Massachusetts | 30.5 | 31.3 | 32.1 | 33 | 34.1 | 35.2 |
| Ohio | 30.1 | 31 | 32 | 33 | 34 | 35 |
| South Carolina | 29.6 | 30.7 | 31.6 | 32.6 | 33.7 | 34.8 |
| Illinois | 29.2 | 30.1 | 31 | 32 | 33 | 34 |
| Minnesota | 28.7 | 29.8 | 30.7 | 31.7 | 32.8 | 33.9 |
| Arkansas | 28.3 | 29.1 | 30 | 31 | 32 | 33.1 |
| Kentucky | 27.9 | 28.7 | 29.6 | 30.6 | 31.6 | 32.6 |
| Alabama | 27.4 | 28.4 | 29.3 | 30.3 | 31.3 | 32.3 |
| Michigan | 27.1 | 28 | 28.9 | 29.9 | 30.9 | 31.9 |
| Missouri | 26.8 | 27.7 | 28.6 | 29.6 | 30.6 | 31.6 |
| Wisconsin | 26.5 | 27.4 | 28.3 | 29.3 | 30.3 | 31.3 |
