Verbal agreements can be quite dangerous. First, they are subject to abuse and lastly they never hold up. The worst mistake you can make really is hire a service whose terms of agreement are verbal. Even if the contractor in your question is your friend or someone known to you, having a written contract will have the both of you on the safe side of things. You can also see Real Estate Contract Templates, Contract Templates
If you have piles of work on your office table, family responsibilities that need immediate attention or a string of appointments to handle for the month, it is going to be highly unlikely that you ever have time to structure your home remodeling contract. Because remodeling is something you want to be done soon, you should consider remodeling contract template to get the loan contract ready within the least time possible.
Save yourself the stress of using Microsoft Word and simply download any of these templates and enjoy the benefits of time and cost effectiveness as well as efficiency.