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6+ Medical Budget Templates

A medical budget is highly important, since medical issues are unpredictable, and can strike at any time. It can cost a significant portion of your earnings or savings. It is always better to be armed with a foolproof medical budget, to face any medical issue with confidence. Whether you’re a responsible homemaker or a professional medical practitioner, a medical budget template can help you as well those who depend on you. The template must be well structured, with adequate space for major cost heads. We’ll give you some standard medical budget templates. Before that, let’s understand the basics of creating one.

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5 Steps to Create a Medical Budget Template

Step 1: Total Your Routine Health Costs

If you have a persisting health condition, you might be taking prescription medicines every month. IF you are a family with kids, then frequent trips to the doctors are inevitable. Adding these routine costs will give you a fair idea of what your budget should be.

Step 2: Consider Additional Health Costs

IF you are expecting a huge change this year, maybe starting a family, or getting a leg surgery, this will increase your health cost. This might be a one-time cost, or this procedure might even result in recurring costs. Estimate the value of these procedures and include them in your budget.

Step 3: Allocate Money for Unexpected Issues

You never know what problem might arise. Your kid might break their arm, or maybe some new health problem comes up. Or maybe even a routine check-up might be due. It is always better to set off money aside for these contingencies.

Step 4: Use Money Saving Tools

Money-saving tools will help you save the money you actually need to save. The health savings account is a great way of doing this. You can carry this forward even when you change employers, and it also offers Income Tax benefits. Flexible Savings accounts are also similar to HSAs, although it doesn’t come with you if you change jobs.

Step 5: Analyze Your Health Plan

Now that you have an idea of how much to save and how to save, you need to familiarize yourself with your health plan. Familiarity with your health plan will greatly reduce your healthcare spending. Focus on three main parts- deductible, network, and copay, or coinsurance.

9+ Medical Budget Templates

1. Professional Medical Budget Template

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Size: 2296KB

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This is an extremely detailed, exhaustive guide medical service budget template for healthcare planning at the national level. A lot of research goes into this handbook, provided by the World Health Organization (WHO). There is a huge amount of data and content quoted in it which makes it more of a medical budget planner.

2. Free Medical Budget Template

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Size: 909KB

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This is a national level budget, present by the Health Resources and Service Administration (HRSA). This is a very useful medical proposal templates because it goes into amazing detail about the various schemes and their spending. It also mentions the spending of each part of the healthcare sector. There are an interpretation and analysis presented along with the budget that makes for interesting reading.

3. Medical Expenses Budget Planner

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Size: 77KB

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This is an extremely simple, but effective budget planner. It contains not a medical budget but includes all expenses that are incurred by an individual. The medical template is designed in a straight-forward manner, to give you the most accurate results.

4. Preliminary Medical Budget Template

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Size: 2950KB

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This is a succinct research budget template. It covers all necessary data relating to the budget but does so in a brief manner. It also has the previous year’s data in tables that make it more attractive. It also explains how the budget is made.

5. Free Medical Budget Planner

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Size: 323KB

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This is a very well designed, simple budget planner. This is a health plan template that is used to budget all expenses, not just medical expenditure. The design is sleek and professional, but there is no unwanted addition. Download it, print it, and start filling out to create your medical budgets.

6. Basic Medical Budget Planner

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Size: 202KB

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For the layperson, finance and budgeting can get very intimidating. There is too much jargon and calculations to learn. If you are looking for a medical certificate or template that can break it down for you with simple explanations and sample budgets, this is your one-stop shop. Download now and use with confidence; it’s the best medical budget template.

7. Sample Health Budget Format

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Size: 126KB

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If you are a big corporation looking to frame a health budget for your company, this printable budget worksheet template is the most suitable for you. This is a sample medical budget template, including all possible medical and healthcare related costs under the sun. And it is all laid out in an easy, succinct tabular form to be interpreted easily.

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