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11+ Startup Business Budget Templates

A budget is important for every entity. If you are starting a new business, it is imperative to make a budget to ascertain your income and expenses and the capital you will have to bring in. As the business is new, there is no information you can rely on. Everything has to be made from scratch. In order to facilitate you, there are several budget templates available.

15+ FREE & Premium Business Budget Templates - Download NOWBeautifully Designed, Easily Editable Templates to Get your Work Done Faster & Smarter.

5 Steps to Write a Startup Business Budget

Step 1: Analyze the Industry Practices

It is important to have an idea of the industry you are going to be a part of. A thorough analysis will help you understand the working, the general practices and will give you an idea of the expenses which will be incurred. Apart from it, the analysis will also help you understand the norms of the industry.

Step 2: Make an Estimate of Cost

Do your research and come up with a realistic estimate of the startup cost that will be required for the setting up of the business. It is important as the total cost estimate will help you decide how much capital to bring in and how much you will need to borrow from the banks. As talking about the loans, interest costs also need to be considered while making the budget.

Step 3: Income Forecast

As it is the initial time of the business, the sales will not be as per your expectations. You need to understand the market in order to make a sales forecast. Make a product-wise sales forecast to ascertain your key product at an early stage of business. In the income, also add the non-operating incomes, if there will be any.

Step 4: Write Down the Expenses

After income, you need to write down all your expenses that have been incurred and will be incurred in the near future. It is better to overestimate the expenses while making a budget rather than underestimating numbers which would create chaos afterward. Do remember to segregate the startup expenses from general fixed and variable expenses.

Step 5: Make the Budget

After you have written all the income and expenses, tally your budget. Make sure that there is enough cash in till to run business for a month or two after the start. In the initial times, there is uncertainty about expenses because you have no idea what expense will show up even after considering all of them. Stick to your budget and make sure that it is flexible. Also, make a habit to maintain an emergency fund.

11+ Startup Business Budget Templates

Startup Business Budget Template

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File Format
  • Google Docs
  • Google Sheets
  • MS Excel
  • MS Word
  • Numbers
  • Pages

Size: A4, US

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Startup Budget Worksheet

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  • MS Word
  • Pages

Size: US, A4

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To write a startup budget can be tiring in itself. You can use this business startup cost template to quickly make a budget for your startup project. You can download this file instantly. The format is simple and professional. It supports all file formats and is very easy to edit. It is a fully customizable template.

Sample Startup Budget Template

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  • PDF

Size: 469 KB

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This is a sample business budget. The format is divided into two sections i.e. one-time expenses and monthly. The one-time expenses are your actual startup cost. These are very important to know to ascertain the amount you need to introduce in your business as capital. Refer to this example to make your own startup budget.

Modern Startup Budget Template

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  • PDF

Size: 44 KB

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If you are planning to start a café, this company budget template is for you. This is a detailed budget. Every expense is allocated in a proper heading. There is a summary in the beginning to facilitate a quick overview of the overall budget. The expenses for the first month are also included.

Editable Startup Budget Template

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  • PDF

Size: 2 MB

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This is a sample which is a calculator to see how much cash you have and how many months you can cover. It is important for every business to know as many startups face a cash crunch in their initial times. The budget sample template is divided into two sections- initial costs and working capital section. So use this simple and editable format to ascertain the cash budget.

Start-up Costing and Budget Template

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  • PDF

Size: 523 KB

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This is not just a business budget. It involves your personal expenses as well because starting a business surely has an effect on one’s personal life. This is a very detailed business expense budget template. It includes a narrative as well. Read it thoroughly before using it. You can refer to this example and create a perfect budget for your startup venture.

Sample Startup Business Budget Example

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  • PDF

Size: 78 KB

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This is an example of a sample company budget template which will guide you if you are preparing a startup budget for a school-age care program. It is divided into two parts. The first part describes the expenses and the second part contains the actual budget. The budget narrative contains every expense and describes them as well. This is a detailed and easy to understand budget template in PDF.

Standard Startup Business Budget Layout

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  • PDF

Size: 107 KB

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This is an example of preparing a budget for a school. This business budget template is a professional-looking and compact example. It has a notes section where you can write the assumption or comment regarding assumption. As there is uncertainty regarding a few items, all the assumptions are written in the beginning to avoid confusion.

Professional Startup Business Budget Template

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  • PDF

Size: 104 KB

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If you are starting a new manufacturing business with multiple product lines, you can refer to this sample manufacturing budget template. You need to go into every detail about the cost of your product as it will determine the margin of profit you will earn. As for the startup costs, it will be covered in the non-recurring expenses.

Simple Business Budget Example

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  • PDF

Size: 27 KB

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This is another example of a school startup business. There are estimates given in the beginning, which is essential. To facilitate more clarity and make a more informed budget, there are several considerations for expenses. This small business budget template is a simple and professional-looking template. Almost every expense is covered in the template.

Free Startup Business Budget Example

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  • PDF

Size: 4 KB

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After starting a business, it is essential to form a budget to see that if the projections are holding good. This example is a budget template sample, which you can use to check if your income is sufficient to cover all your expenses. The expenses are not divided further as fixed and variable.

Basic Startup Business Budget Format

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  • PDF

Size: 13 KB

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This is another simple example of a startup budget project. The focus of this operating budget sample template is solely on the expenses of the business. You do not need to follow as it is. You can make changes in your budget. There is no specific format used in the example. You can make yours more professional-looking.

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