The best part about being a student is that you don’t have to worry about your finances. You are well taken care of by your parents or guardian till you get a job. But whatever money you get through them can and must be managed well. Here’s how you can best take care of your money when you are a student. You can choose budget template to manage your money.
5 Steps to Writing a Student Budget
Step 1: Identify Your Purpose of Budgeting
The design of your budget would largely depend on the reason why you are budgeting in the first place. While some students would practice this to save money, others might just want to maintain a tracker on where they are spending mostly. Identify your “why” for making your student budget.
Step 2: Design It Accordingly
Next is the designing part which is equally important. This will decide on how your budget looks and would make you want to come back to it always. While designing put in thoughts on how to utilize the paper space, where to put what and how can the document be most easily be referred.
Step 3: Pay Attention to the Font Used
Readability is a high priority when you are in the process of making such budgets. If you can’t read the document, you’d immediately lose interest. So, make sure that you use a very readable font so that your eyes don’t wander off the document very easily. The font used can actually make or break your budget
Step 4: Personalize It
Since you are making this budget for students just for yourself, you have the leverage to experiment with it. Personalize it the way you like by including borders, tables, highlights, instructions, colour schemes, your financial information etc. Afterall, you will be the one referring it most of the time.
Step 5: Check If It Is Mobile Friendly
The format of your budget must be mobile friendly. These days, most people access important documents on their smartphones and you too deserve that flexibility. While making the template, save it in commonly known formats such as .docx or .pdf. This way you will always have access to your document no matter wherever you go.
10+ Personal Budget Templates
1. College Student Budget Worksheet
This budget template is especially for college going students. It has a logo right on the top and has the provision of entering student’s data such as name, branch, year and semester. Although it is a very detailed one having more than one pages, it can always be customized for personal use too.
2. Student Budget Worksheet
This student budget worksheet template is on the simpler side and being a one-pager, it has a basic layout that contains Student name, college name and tables for entering income and expenses data. It can be very easy to refer and understand and therefore desirable for students who have limited money to deal with.
3. Personal Budget Project Worksheet
Another basic budget template that contains a place to write your name and a list of fixed expenses and variable expenses. This can be fruitful for only tracking where your money is being spent on fixed and variable fronts. If your purpose syncs with this, then be sure to check out this template.
4. Student Budgeting Worksheet
A beautiful looking document, the design is neatly laid out. It contains tables with 3 columns for category, monthly and yearly income and expenses. The font used is also highly engaging thereby enhancing the readability. Overall, a must use budget template for students for their budgeting needs.
5. Blank Budget Template for Students
This student budget template is specially designed for college going students. The best part about its design is the fact that it has spaces for including screenshots (if any). This is a very thoughtful provision to have on such documents where you might include screenshots or pictures of your bills. Plus, the instructions given make life very easy.
6. Budget Worksheets for College Students
If you feel that the portrait format is not quite for you then this template will interest you. It is in landscape mode thereby opening more space for your details. It comes with a blue font which is very pleasing to the eyes. This one-pager student budget template is sure to be of a lot of help. Try it.
7. My Monthly Budget Worksheet
Another professional looking template for your budgeting needs, this design is sure to interest you. It has a beautiful header area that is filled with blue colour along with neatly laid out tables under for you to mention your incomes and earnings. Thus, a perfect one pager student budgeting template to get started.
8. Semester Budget Sample
For those of you who are into college and doing semester wise studies, this budget template is appropriate for you. It is a very basic and simple one, made mostly on word with Comis Sans MS font. Although it might look basic at first, if you take a closer look it has a lot more scope for detailing.
9. Student’s Sample Budget
This student budget template boasts of colours, graphics and artwork. It is primarily for students who are dependent on their parents for money and have a part-time source of income. It is very basic and yet has everything that a student might need to document in his/her financial planning document. Since it’s a pdf, the formatting would remain preserved for printing too.
10. Student’s Assistance Budget Worksheet
A very attractive looking design, this one is sure to allure you for your student budgeting needs. If you are looking for a very systematic, well-designed student budget template then you must check out this one. It has beautiful colour coding, structured tables, headers, and instructions. Overall, it must work very well for a student.
11. Student Budget Worksheet Template
Lastly, this one-pager is a basic yet elegant student budget template. It is simple but has its own style and important. The non-busy design would keep you focused on your main details such as monthly income, monthly expenses, educational expenses etc. It is just enough for a college-going person to maintain his/her budget.
Learning to manage money right from your studentship is a good habit. Develop it and you would never face any financial crisis. The above 11 templates for student budgeting can only help you get started.