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11+ Small Business Budget Templates

Small-scale businesses and start-ups might not have huge capital investments but there are numerous everyday transactions that have to be recorded and tabulated. Not maintaining a budget in such a case can have serious consequences on the success of the enterprise. Here are some useful small business budget templates that can help you prepare a holistic budget plan from scratch.

55+ FREE SMALL BUSINESS Templates - Download Now Microsoft Word (DOC), Google Docs, Apple (MAC) Pages

5 Steps to Write a Small Business Budget

Step 1: Calculate Your Expenses

First of all, you need to find out exactly how much you are spending each month. You can figure out your expenditures using bank statements, receipts, invoices, and other financial records. Divide your expenses into categories such as one-time investments on assets, recurring expenditures such as insurance and miscellaneous expenses that involve the minute daily transactions.

Step 2: Determine the Income Sources

Next, you should find out where the money comes from. One of the most important income sources would be the revenue generated from sales. Extra funding from shares, investment returns, loans, and other assets should also be counted here.

Step 3: Set Debt Pay-Off Goals

It is practical to keep some provisions for debts and paying off loans and other liabilities. The goal of any business is to make more money than they are spending. By calculating the money, you owe other people and organizations, a business gets an accurate estimate of the available funds.

Step 4: Calculate Your Savings

After calculating all your income and expenditure, the money left would amount to your total savings. Note that your savings are not to be confused with your profits. Savings can be used for future investments and expand the capital of your firm

Step 5: Be Flexible and Realistic

Keep your budget as flexible and realistic as possible, always keep some space for untoward expenses, emergency funds and other such things in case things don’t go as per your plan.

10+ Small Business Budget Templates

Standard Small Business Budget Template

Details
File Format
  • Google Docs
  • Google Sheets
  • MS Excel
  • MS Word
  • Numbers
  • Pages

Size: A4, US

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This standard budget template in Excel features well organized, well-written content and long rows of tables and columns where you can input the required information. The layout comes in a pleasant blue shade that looks elegant and professional. Also, you can customize the content on Google Docs, Word and PDF.

Small Business Start-Up Cost Template

Details
File Format
  • Google Docs
  • Google Sheets
  • MS Excel
  • MS Word
  • Numbers
  • Pages

Size: A4, US

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The small business start-up cost template allows you to keep track of your expenses, calculate your savings and manage your capital effectively. The layout features an attractive tabular structure where you can upload your data, make changes in the existing content and even add new tables if you want.

Business Budget Template

Details
File Format
  • Google Docs
  • Google Sheets
  • MS Excel
  • MS Word
  • Numbers
  • Pages

Size: A4, US

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Simple Small Business Budget Template

Details
File Format
  • PDF

Size: 38.8 KB

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This business budget template is best suited for small-scale organizations and profitable ventures. The template is divided into two sections- income and expenses. In the income section, you can enter all the details about where the money comes in the organization such as investment returns and other funds. The expense section is for tracking your expenditure like employee wages, taxes, investments, etc.

Sample Event Small Scale Business Budget

Details
File Format
  • PDF

Size: 6.72 KB

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This sample business budget template helps you keep a record of all the expenses incurred during a business meeting or event. The layout is divided into several sections, each determining a separate cost potential location costs, potential rental needs, potential food and beverage costs, etc.

Small Scale Budget Template Sample

Details
File Format
  • PDF

Size: 12.9 KB

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This sample budget template is editable on Adobe PDF and comes with a simple but detailed structure. The layout actually explains each expense and gives you space to insert additional notes and other information if you want. The expenditure is not divided into rows and tables but arranged alphabetically.

Basic Small Business Budget Template

Details
File Format
  • PDF

Size: 3.65 KB

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The basic small business budget template is available in PDF format and can be printed as well. The layout is divided into income sources, expenses, total payroll, insurance charges, and net savings- giving you a compact yet comprehensive structure to track all your monetary transactions in one place. It also gives you the space to record your capital investments and total revenue generated.

Corporate Small Business Budget Template

Details
File Format
  • PDF

Size: 13.2 KB

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In this sample business template you get the space for recording, not just the business expenses but also the wages payable, applicable taxes, debts that you have to pay-off, consultancy service costs, travel expenses, lodging rent, and other direct costs that might affect your business in the following year.

Small Business Budget Format

Details
File Format
  • PDF

Size: 26.9 KB

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This simple budget sample have an neat layout and it is optimized for all platforms and devices. There are no set tables, but all your expenses are arranged in a clean, clutter-free way. The layout is divided into sections for recording your income sources, business expenses, personal expenses, and operational expenses to give you a clear idea of how the financial year would be for your business.

Modern Small Business Budget

Details
File Format
  • PDF

Size: 116 KB

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This sample company budget template is tailor-made to record and estimate the expenditure of small-scale events, meetings, and business conferences. The layout features sections for personnel expenses, computer supplies, equipment charges, travel and lodging expenses, and other such costs. You can even add additional notes, debts payable and various cost-cut measures as well.

Vertical Small Business Budget Template

Details
File Format
  • PDF

Size: 31.4 KB

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This is a small company budget template that features columns, tables, and sections for recording expenses, income, and savings estimated in the financial year. There is a separate column where you can add the justification for the budget estimation as well. The worksheet is suitable for healthcare business organizations, hospitals, and other such institutions.

Small Business Research Budget

Details
File Format
  • PDF

Size: 865 KB

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This sample budget example is useful for small-scale businesses that are funding research projects and R&D programs to estimate customer preferences and market trends. The layout is detailed, giving you provisions for recording the costs incurred in training employees, market research projects, collecting data, etc.

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