Free US Household Savings vs Debt Ratio from 2015 to 2025 Chart
The chart provides an overview of the US household savings and debt ratio from 2015 to 2025, revealing a clear inverse relationship between the two financial indicators. From 2015 to 2019, the debt ratio increased from approximately 55 to 60, while the savings ratio steadily declined from about 48 to 30. This trend was dramatically reversed in 2020, as the savings ratio surged to a peak of around 55, and the debt ratio fell to 50. Following that reversal, the pre-pandemic trend largely resumed. The chart demonstrates that by 2025, the debt ratio is projected to reach its highest point at 64, while the savings ratio returns to approximately 48.
