Free Top 5 U.S. Consumer Credit Growth by Type (2020-2025) Chart
The chart provides an overview of US consumer debt growth by type from 2020 to 2025, revealing the dominant contribution of credit cards and student loans. Credit card debt accounts for the largest share of growth at 38%, highlighting its significant role in consumer borrowing. Student loans represent the next largest segment at 28%, followed by auto loans which contribute 20%. The remaining portions of debt growth are attributed to personal loans at 10% and home equity lines at 4%. This data illustrates that credit card and student loan debt are the primary drivers of the nation’s consumer debt expansion over the five-year period.
