Free U.S. Top 20 States by Consumer Loan Delinquency Rates (2018-2025) Chart
The chart shows that Mississippi has the highest consumer loan delinquency rate at 6.4% from 2018 to 2025, reflecting significant repayment challenges in the state. Louisiana follows with 6.2%, while Alabama ranks third at 6%, indicating similar financial stress patterns in the southern region. Georgia and Arkansas record delinquency rates of 5.8% and 5.7%, respectively, while South Carolina closely follows at 5.6%. West Virginia and Kentucky register 5.5% and 5.4%, highlighting widespread regional financial strain. Oklahoma shows a 5.3% rate, Tennessee has 5.2%, and Missouri stands at 5.1%, reflecting notable debt servicing issues. Nevada and New Mexico report 5% and 4.9%, respectively, indicating relatively lower but still considerable delinquency levels. These trends emphasize the uneven economic pressures across states, with higher delinquency concentrated in the South.
| Labels | Total 2018–2025 Rate (%) |
|---|---|
| Mississippi | 6.4 |
| Louisiana | 6.2 |
| Alabama | 6.0 |
| Georgia | 5.8 |
| Arkansas | 5.7 |
| South Carolina | 5.6 |
| West Virginia | 5.5 |
| Kentucky | 5.4 |
| Oklahoma | 5.3 |
| Tennessee | 5.2 |
| Missouri | 5.1 |
| Nevada | 5.0 |
| New Mexico | 4.9 |
