You need to think about three things before borrowing money: the amount to borrow, the terms of the lender and repayment intervals. Remember, most lenders will not agree to lend to you if you do not have a secured promissory note PDF. The promissory note form clearly spells out the agreement between you and the lender. It specifies the legal actions that the lender should take should you fail to repay the money you owe them.
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An excel template can help you outline the rules you feel should govern this deal. You and the lender should review these terms in the promissory note word, and make changes where necessary before sealing the deal.
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