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Owning a house is the most desirable thing for all; it acts as your fiscal wealth and mental security. A mortgage makes sure that that desire is turned into reality. A mortgage is a loan that a borrower takes out to buy or maintain a home or other piece of Real Estate and that the borrower undertakes to repay over time, usually in a series of regular payments. The property is used as security for the loan.
A mortgage involves a mortgage lender and a mortgage borrower. The mortgage broker is the middleman who connects those two kinds of people but does not originate mortgages using their own assets. A mortgage broker connects clients with lenders and finds the greatest fit for their financial circumstances and interest-rate requirements. At closing, the broker receives a commission from either the borrower or the lender, or both.
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