Free Top 20 U.S. States by Consumer Spending on Transportation (2018-2025)
The chart illustrates that Mississippi consistently holds the highest mortgage delinquency rates, rising from 2.8% in 2018 to 3.1% projected in 2025, indicating ongoing economic stress in the region. Louisiana follows with rates climbing from 2.7% to 3.0% over the same period. New York and New Jersey also maintain relatively high rates, reaching 2.6% and 2.5% respectively by 2025. West Virginia, Alabama, and Delaware show stable trends around 2.2–2.4%, while states like Illinois, Maryland, and South Carolina remain slightly lower, at 2.0–2.3%. Ohio, Georgia, and Michigan exhibit moderate rates of 1.7–1.8% by 2025, whereas states such as Florida, Indiana, Missouri, and Pennsylvania stay below 1.5%, indicating relatively healthier mortgage repayment patterns. Arkansas and Kentucky continue to post the lowest delinquency rates, at 1.0% and 0.9% respectively by 2025, reflecting stronger mortgage stability in these states compared to others.
| Labels | 2018 Delinquency Rate (%) | 2020 Delinquency Rate (%) | 2023 Delinquency Rate (%) | 2025 Delinquency Rate (Projected) (%) |
|---|---|---|---|---|
| Mississippi | 2.8 | 3.2 | 2.9 | 3.1 |
| Louisiana | 2.7 | 2.8 | 2.7 | 3.0 |
| New York | 2.4 | 2.7 | 2.5 | 2.6 |
| New Jersey | 2.3 | 2.6 | 2.4 | 2.5 |
| West Virginia | 2.2 | 2.5 | 2.3 | 2.4 |
| Alabama | 2.2 | 2.4 | 2.2 | 2.3 |
| Delaware | 2.0 | 2.3 | 2.1 | 2.2 |
| Illinois | 1.9 | 2.2 | 2.0 | 2.1 |
| Maryland | 1.8 | 2.1 | 1.9 | 2.0 |
| South Carolina | 1.7 | 2.0 | 1.8 | 1.9 |
| Ohio | 1.6 | 1.9 | 1.7 | 1.8 |
| Georgia | 1.5 | 1.8 | 1.6 | 1.7 |
| Michigan | 1.4 | 1.7 | 1.5 | 1.6 |
| Connecticut | 1.3 | 1.6 | 1.4 | 1.5 |
| Florida | 1.2 | 1.5 | 1.3 | 1.4 |
| Indiana | 1.1 | 1.4 | 1.2 | 1.3 |
| Missouri | 1.1 | 1.3 | 1.1 | 1.2 |
| Pennsylvania | 0.9 | 1.2 | 1.0 | 1.1 |
| Arkansas | 0.8 | 1.1 | 0.9 | 1.0 |
| Kentucky | 0.7 | 1.0 | 0.8 | 0.9 |
