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Simple Notes Templates

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  • If you are looking for a legal document that allows the borrower to promise the lender to pay the loan, delivery notes, or agreements, then you are just in luck! We have these 100% customizable, printable, easily editable, and high-quality Simple Note Templates that are available for you to use! These professionally written templates will give you the privilege to elaborate the amount of the loan, interest rates, maturity dates, notice, mortgages, parking notes, and any other agreements quickly. These premium templates are very convenient if you wanted to customize some of its parts. You can use these templates on any of its compatible file formats like Google Docs, MS Word, and Pages. So don't wait for tomorrow when these templates are readily made just for you! Available for download today!

    What is a Simple Note?

    In general, a simple note is a written message that is used to communicate with another person. Notes can be a sheet of paper or a formal document that is left for the other person to read for some purpose. Notes can be used for thank you messages, formal business letters, resignation notes, agreement notes, vehicle notes, and most importantly, they can be used as a legal loan notice.

    A simple note is a legal document that serves as an IOU (I Owe You) which is an informal document that acknowledges the debt. According to an article, notes are basically debt security obligating repayment of a loan at a pre-determined interest rate during a specified period of time and date. From the same article, there are numerous types of notes like treasury notes, mortgage-backed notes, unsecured notes, promissory notes, demand notes, and more. 

    How to Write a Simple Note

    Notes must be detailed and specific. Here are the following tips for you to be guided on how to write a simple note.

    1. Understand the Purpose

    Before anything else, it is very important to understand the purpose of the note that you are intending to make. Understanding its purpose will guarantee that you are able to work what you are trying to share with the recipient. It will also help give you ideas as to how your note would flow and what exact information you will need to include.

    2. Identify the Parties

    As you make a note, specifically with IOU notes, it is very necessary to include the names, addresses, and contact information of both the sender and the recipient. Make sure that the parties of the notes can only be these people who owe you a payment.

    3. State the Following Payments

    As the sender, make sure to consider some of the other information as you state the following payments of the recipient. Be specific with everything as you provide the due amount. State the currency of the amount as well. Make sure to consider if the loan is secured or unsecured. You can also check the recipient's credit if he or she will be able to pay you if you set a deadline.

    4. Consider Immediate Effects

    Your main purpose in sending a note is to inquire about the due payment if the recipient would still be able to pay the amount or not. This will serve as the notice for the recipient to pay. According to a trusted source, you may want to specify what day of the month for the recipient to pay or else the recipient would possibly ignore the note. 

    5. Elaborate Penalties

    There are some borrowers who are obstinate enough to pay back the loans. To make things clear, make sure to include the interest rates in the note. As mentioned in Step 3, make sure to consider your recipient's loan if it is secured or unsecured or else, things will be misunderstood. Also, state how the interest rate is applied to whether it is necessary to apply it daily, monthly, or annually. Make some necessary actions and penalties if the recipient won't follow the note agreements.

    6. Add Signature Block

    To make things authorized, make sure to provide a signature block for you, as the sender of the note, and to the recipient. Secure the signature over printed names with the following dates when it is signed.